Do you have MetLife dental insurance? Whether you obtained your policy independently or through your employer, it's essential to leverage it fully. It's a valuable resource that safeguards your smile against decay, gum disease, and provides financial support for restorative care when needed. Wondering how you can make the most of your policy? Our team at In Smyle Dental - Lakeview Roscoe Village is pleased to be in-network with MetLife dental insurance. We specialize in assisting our patients in maximizing their benefits.
MetLife Dental Employers in Chicago, IL
At In Smyle Dental - Lakeview Roscoe Village, we recognize the significance of dental insurance for employers in Chicago, IL. That's why we've collaborated with MetLife, a trusted dental insurance provider, to offer customized plans designed to meet the needs of employers and their employees. Our dental insurance solutions guarantee that your employees receive top-notch dental care with affordable coverage options.
MetLife Dental Coverage Availability & Fees
MetLife offers several types of insurance plans, with PPO (Preferred Provider Organization) and DHMO (Dental Health Maintenance Organization) plans being the most common. Unlike a DHMO plan that requires you to visit a designated dentist, a PPO policy allows you the flexibility to see any dentist of your choice while still utilizing your benefits. Here’s a basic overview of how PPO coverage typically functions:
Preventive care (cleanings, X-rays, etc.): 80% - 100% covered
Minor restorative care (fillings, simple extractions, etc.): 70% - 80% covered
Major services (crowns and other extensive treatments): 50% covered
Specialty services (orthodontics, dental implants, etc.): Sometimes covered, depending on the specific policy.
It's important to note that visiting an in-network MetLife dentist in Chicago, IL can often result in greater coverage rates compared to out-of-network practices. Our practice has a contract with MetLife designed to benefit both MetLife and our patients financially. Moreover, our extensive experience with MetLife allows us to effectively guide you through understanding your policy and maximizing its advantages.
For instance, we can strategically schedule your treatments to help you fully utilize your annual maximum—the maximum dollar amount your policy covers for approved treatments within a year. This may involve scheduling major services across multiple appointments spanning different calendar years. Such planning enables patients requiring extensive treatment to utilize two annual maximums instead of just one.
Meet Our Dental Insurance Coordinator
Our entire team is dedicated to ensuring you maximize your dental insurance benefits in Chicago, IL. Leading this effort are our knowledgeable dental insurance coordinators, who you'll find at our front desk. They specialize in verifying insurance coverage, filing claims, and assisting patients in understanding how their coverage applies to different services. If you'd like assistance in maximizing your MetLife dental benefits, don't hesitate to contact In Smyle Dental - Lakeview Roscoe Village today.
